Compare Private Health Insurance

In the UK we are lucky to have a National Health Service. However, Health Insurance can unlock benefits like reduced waiting times, access to better medicines and treatments, additional comfort and privacy, and more choice and flexibility around when and where your treatment takes place. Contact us via the form to explore your Health Insurance options.

The cover required can vary depending on the lump sum payout amount you want your beneficiary to receive. Your requirements can be calculated by the costs you need to cover and your savings. It could also be calculated to cover a significant debt such as a mortgage or long-term loan. Ultimately, it depends on your unique circumstances and our experts will make sure to fully understand your needs.

You can buy life insurance directly from the insurer, through a broker, intermediary, or financial advisor.

We recommend buying from an intermediary such as Usay Compare, to allow you to compare a wide selection of the UK’s leading insurers, to ensure you have the best policy to suit you.

A Term Life Insurance policy does not provide a cash sum if you are still alive at the end of the term. Premiums tend to be lower for such policies as the majority will outlive their policy. Term Life Insurance policies are generally taken out by people who do not want to leave any financial burden on their family such as mortgage payments.

Writing the policy into trust enables you to select who would hold the money for your children until they reach a certain age should you die. This will often be a partner, sibling or close friend as they will have a legal responsibility to carry out the wishes of the person creating the trust.